微信公众号吸粉活动无现金社会，给孩子零花钱也得“移动化”了(2)

"If children don't have a good foundation in financial capability, there's a risk that money apps could be seen as just another game," says Winter. "There's a risk that they won't learn about the real value of money and might develop bad money habits."

温特说：“如果孩子们不具备良好的财务能力基础，那么这些应用就有可能被视为另一种游戏。他们有可能不了解钱的真正价值，并养成不良的消费习惯。”

However, Haglund says children are protected from this as parents can monitor their spending habits and none of the services offer an overdraft so children cannot go into debt.

然而，哈格伦德说，孩子们不会受此困扰，因为父母可以监督他们的消费习惯，而且没有任何一项服务提供透支，这样孩子们就不会负债。

overdraft [ˈəʊvədrɑːft]：n.透支；透支额

Plus, it is important for kids to learn and make mistakes, says Guichard.

此外，吉查德说，对孩子来说，学习和犯错都很重要。

"We want to help kids and teenagers gain financial skills for life, and the earlier you do that the better, because if you're going to make a mistake of £10 at eight, it's better than making a mistake of £1,000 when you're 28," he says.

他说：“我们想帮助孩子和青少年获得终生的理财技能，越早越好，因为如果你在8岁时犯价值10英镑的错误，总比你28岁时犯价值1000英镑的错误要好。”

微信公众号吸粉活动无现金社会，给孩子零花钱也得“移动化”了(2)
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